What you should know about applying for Social Security Disability Benefits

Being unable to work due to an accidental injury or debilitating illness is frightening and stressful, especially if others rely on you for support. Fortunately, Social Security Disability Insurance (SSDI) is there to provide financial resources to those who can no longer support themselves, along with crucial health care and other benefits. Understanding what the Social Security Disability Insurance program is and who qualifies for coverage is the first step toward getting the financial support you need.

A Quick Guide to Social Security Disability Insurance

What Is Social Security Disability?
Unlike many other public benefits programs, Social Security Disability is an insurance system specifically funded by payroll taxes. Those who qualify will receive a monthly stipend, as well as eligibility for Medicare or Medicaid coverage, depending on your income.
Eligibility Requirements
SSDI is only intended for long-term medical conditions that are expected to last for at least a year or eventually result in death. Those suffering from some conditions may be automatically qualified for benefits, but others may need to demonstrate to the Social Security Administration that they’re unable to participate in meaningful economic activity of any kind. Because the system is funded by payroll taxes, qualified Social Security Disability applicants must also have sufficient work history to be eligible for benefits.
Applying for Social Security Disability
The SSDI application process is extremely complex, requiring most applicants to submit medical records and doctor’s statements describing their medical condition. Having an attorney guide you through the system will dramatically streamline the process and improve your chances of success.

Filing for Social Security Disability benefits is often confusing and frustrating, especially when you’re dealing with a debilitating medical condition. As lawyers who truly care about the well-being of their clients, Carey & Hamner, P.C. has made it their mission to give clients throughout Dothan and Enterprise, AL, empathetic, effective legal services to those who need them the most. Call (334) 699-4444 to schedule your initial consultation, and follow their Facebook for more information on the law firm.